Tuesday, June 26, 2012

Insuring Crane Operation Exposures

Check out this article entitled, "Insuring Crane Operation Exposures." This one was written by Rick Weden of Corcoran & Havlin Insurance Group, and was featured in the June 2012 issue of TCI Magazine.


Insuring Crane Operation Exposures
By: Rick Weden
TCI Magazine - June 2012
p. 32-33

Monday, June 25, 2012

Employee Misclassification: A Cautionary Tale

Check out this article, published in the June 2012 issue of TCI Magazine, on the consequences of misclassification of workers.

Employee Misclassification: A Cautionary Tale
By: Peter Gerstenberger
TCI Magazine - June 2012
p. 21

Wednesday, June 20, 2012

Protecting Your Assets

Understanding "Negligent Entrustment" May Save Your Business!

Negligent entrustment is a legal doctrine that permits an injured plaintiff to recover damages because an employer provided access to a company vehicle to a person that it knew or should have known posed an unnecessary risk to other motorists. The accident does not need to occur while the driver is working.

Negligent entrustment typically occurs when a company provides a vehicle to an employee (or their spouse) without taking reasonable efforts to ensure that the driver: (1) remains validly licensed; and (2) is free of a past history of crashes, tickets and other indicators showing a careless disregard for the public. An employer need not actually be aware of the problems. All that must be shown is that the employer should have known.

The best way to avoid the snare of negligent entrustment? Be armed with the most comprehensive knowledge possible about your drivers so there are no surprises.

Conducting an annual review of all drivers’ records can be one of the most important steps in “Protecting Your Assets.” Contact your Agent or ArborMAX for more information!